Part D prescription drug plans (also called PDPs) are the most recent addition to Medicare. Part D was created to help people with Medicare be able to afford prescription drugs they may need now or in the future. This coverage can help reduce your costs for medications and is available only from private insurance companies or organizations, such as BlueCross BlueShield of South Carolina.
"Stand-alone" prescription drug plans
This is a separate drug plan that you purchase in addition to Original Medicare. Here are the combinations of coverage you can have with a PDP:
- A PDP + Original Medicare
- A PDP + Original Medicare + a Medicare Supplement insurance plan